
Excuses, Excuses, Excuses
Do any of these sound familiar? "I'm broke." "I have a mountain of debt." "I've been ripped off." "My partner just left me." "I'm too busy." "I have to hold down a job." "I don't have time." "I
Do any of these sound familiar? "I'm broke." "I have a mountain of debt." "I've been ripped off." "My partner just left me." "I'm too busy." "I have to hold down a job." "I don't have time." "I